SBA Operations Specialist II

United Community is seeking a detail‑oriented SBA Operations Specialist II to support the reporting, processing, and accounting functions within the SBA Division. This role plays an important part in maintaining the accuracy, compliance, and operational effectiveness of SBA loan processes and departmental activities.

• Assist bank and department personnel with questions related to SBA loans and department processes
• Prepare 1086 participation agreements and book sales for loan sales
• Assist with preparation and submission of required reports to the Fiscal Transfer Agent (FTA), including resolving discrepancies
• Balance related general ledger accounts, including guaranty fee receivable accounts
• Perform accounting functions for the SBA Business Unit, including reconcilement, departmental reporting, investor payments, payments to third parties and government partners
• Carry out various duties requiring extensive knowledge of SBA and bank procedures
• Process LOC maintenance requests
• Update E‑Tran liquidation statuses
• Process guaranty fee payments and increases
• Perform wire transfers and internal funds transfers
• Clear exceptions
• Process payoffs to FTA
• Complete E‑Tran input and submissions for SBA and SBA Small Loan programs
• Assist in processing draws for SBA construction loans
• Prepare and submit change memos and modifications through E‑Tran
• Prepare transcript orders and 4506‑C documentation
• Submit INS/912 clearance requests
• Review boarding data sheets
• Perform other duties as assigned

• Bachelor’s degree
• Minimum 5 years’ experience in accounting or loan operations
• Accounting experience and/or education
• Motivated self‑starter with the ability to work independently with minimal supervision
• Above‑average proficiency in Microsoft Excel and Word
• Strong interpersonal communication and organizational skills
• Excellent customer service and telephone skills
• Exceptional attention to detail
• Participation in all required compliance training, including Bank Secrecy Act/anti‑money laundering training and all internal/external training programs, meetings, or seminars

• Must be able to pass background & credit check.
• This is a full-time, non-remote position.

FLSA Status: Exempt

Ready to take your career to the next level? Apply now and become a vital part of our team!

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.