BSA Specialist II

A BSA Specialist focuses on identifying, investigating, documenting, and reporting suspicious activity in accordance with federal regulations. This person plays a critical role in helping the bank detect and prevent money laundering, fraud, terrorist financing, and other financial crimes. The BSA Specialist III is responsible for dispositioning AML alerts, conducting research/analyzing more complex cases involving potentially suspicious activity, and filing Suspicious Activity Reports timely.

Knowledge applicable to money laundering to include the BSA, USA PATRIOT Act, and OFAC screening are required.

This position is available in Blairsville, GA or Greenville, SC

• Analyze suspicious account activity reported by branches and contained in BSA AML SAR software to determine whether a SAR filing may be warranted
• Once an alert appears suspicious, the SAR specialist performs a detailed investigation to review transaction histories, examine customer account documents, review KYC/CIP/EDD information, research negative news, and review related accounts or linked parties. Findings are documented within the BSA/AML software. 
• Recommend File/Do Not File decisions based on analysis performed
• Prepare SAR narratives, complete all data fields, ensure that the SAR is filed within the regulatory deadline
• Maintain case documentation, including investigation notes, evidence and screenshots, case summaries, system queries, and suspicious activity logs. 
• Assist SAR Officer with providing documentation as needed for internal audits and regulatory exams
• Gain good working knowledge of foreign customer identifying documents
• Field BSA inquiries from bank departments and branches
• Complete assigned job-related Bank Secrecy Act/Anti-Money Laundering training within prescribed timeframes
• Compliance Training: Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
• Other Duties: This job description is not designed to cover or contain a comprehensive list of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice.

• Education: High School diploma or equivalent; bachelor’s degree in finance, accounting, criminal justice, or economics preferred.
• Experience: 2+ prior BSA experience, fraud experience, or similar banking experience required
• Required Skills:
  • Possess strong skills in Word, Excel and PowerPoint
  • Accurate, detail-oriented, organized and possess strong time management skills
  • Must have analytical skills for understanding transactional activity, excellent verbal communication skills, and possess excellent writing skills
• Preferred Skills:
  • Experience with AML tools such as Verafin, Actimize, or Abrigo
  • CAMS, CBAP, or CAFP certification

Must be able to pass a criminal background & credit check.

FLSA Status 

Non-Exempt

Supervisory Responsibility

This position does not manage employees. 

Working Environment and Physical Demands

This job operates in a professional office environment. The role routinely uses standard office equipment such as computers, phones, copy machines, and printers.

Physical requirements: sedentary, climbing, standing, stooping, or typing.

Position requires schedule flexibility to work evenings and weekends as needed.

Travel

This position may require up to 5% travel.

Position Type

This is a full-time position that requires scheduled flexibility to work evenings and weekends as needed.

Other

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.