Mortgage Loan Post Closer II

Audit all legal documents on closed loans. Assure that loans have closed in accordance with federal and state law and with investor requirements. Ensure timely delivery and subsequent funding of closed loans. 

• Follow up with settlement agents on incomplete or incorrect loan packages 
• Maintain current status of loan files in LOS system
• Audit files according to departmental procedures to ensure receipt of required documentation to deliver loan file to investor
• Document in LOS system exception items requested, receipt of such items, date and time for follow up
• Prepare, image and deliver completed loan packages to investors for review and purchase
• Respond to and correct conditions required by the investor on individual loan files
• Respond to and correct findings on quality control reviews

EDUCATION AND EXPERIENCE REQUIREMENTS

• Minimum two years of experience with FNMA/FHLMC loans
• Intermediate computer skills required
• Encompass software experience preferred
• General knowledge of all areas of mortgage lending
• Must be able to communicate effectively and professionally with attorneys and within UCB
• Must be able to stay focused and work well under pressure
• Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.

• Must be able to pass a criminal background and credit check

FLSA Status:

Non-Exempt

SUPERVISORY RESPONSIBILITY

This position does not manage employees.

POSITION TYPE

This is a full-time position that requires schedule flexibility to work evenings and weekends as needed.

TRAVEL

This position requires up to 5% travel.

OTHER

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice.